What do you need to apply for car finance in NZ?
You need a New Zealand driver licence (learner and up), a New Zealand mobile number, your address, and proof of income: recent payslips, or three months of bank statements. You must be 18 or over and living in New Zealand.
Last updated: 2026-11-07
Checklist
- Driver licence: learner, restricted or full. You upload a photo.
- New Zealand mobile number: we text you a code to confirm it.
- Your address and how long you have lived there.
- Your employment or income details.
- Payslips, or three months of bank statements if you are casual or self-employed.
Tips
- Use your real details. The lender checks them.
- Have your licence handy before you start.
- If you already have a car in mind, note the price.
Applying is free and takes about 5 minutes. Lending criteria apply.
Check my options. About 5 minutes, free to apply.
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